Downpayment for condo in Singapore typically entails twenty five% minimum amount for financial institution mortgage buys, with no less than 5% in cash and twenty% cash/CPF; for to start with housing bank loan, LTV as much as seventy five%, Buyer’s Stamp Obligation applies on tiered prices, Supplemental Purchaser’s Stamp Responsibility varies by profile; regular new launch reserving rate 5% dollars, remainder of 20% upon training inside solution period, progressive payment by building levels; resale requires Selection Fee (1% funds) then exercise (4% funds) and equilibrium; lawful charges, valuation, home finance loan responsibility, and fire insurance policies increase to website upfront expenses; relevant key terms consist of condo downpayment, LTV limitations, TDSR 55%, MSR not applicable to personal, CPF OA utilization boundaries, least dollars, ABSD remission for married partners, lender desire fees, lock-in, and pricing sensitivity by district.